Terms & Conditions

Ratnatraya.com is an online e-commerce designed to provide an easy way for our members to shop online.

SERVICES

·         We offer products and services through our website www.ratnatraya.com. ("Services").

·         Company shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account of the Cardholder having exceeded the preset limit.

·         Company reserves the right to prevent you from using the Website and the Service (or any part of them) and to prevent you from making any transaction on the Website.

WEBSITE USE

·         User is allowed to use Website subject to acceptance of this Terms of Use and any other terms and conditions made applicable to the Website from time to time (“Terms”).

·         User agrees to have read, understood and conveys acceptance that he is bound by the Terms every time the User uses the Website. User understands that it is User’s responsibility to check the Terms carefully before Use of the Website and make aware about the changes, amendments effected to the Terms from User’s preceding Use of the Website. You are allowed to Use Website at your own risk. User acknowledges and understands that User has discretion not to use the Website. User is restrained from creating more than one User Account or assigning or transferring User Account to any third party.

USER ACCOUNT

·         In order to obtain certain additional benefits and information that the Website may offer, you are required to register and create a User Account with password on the Website (“User Account”). At the time of registration you shall be required to share certain information with Company. We respect your personal information; you shall provide accurate, complete, and updated registration information. Failure to do so shall constitute a breach of the Terms, which may result in immediate termination of your User Account. You are required to log in and exit properly on the Website each time to access/exit your User Account. You are responsible for maintaining the confidentiality of User Account.

DATA SECURITY AND OWNERSHIP

·         You agree and undertake not to reverse engineer, modify, copy, post, distribute, transmit, display, perform, reproduce, publish, re-publish, license, create derivative works from, transfer, or sell any material, service or feature, information, software obtained from the Website. It is clarified that unlimited or wholesale reproduction, copying of the content for commercial or non-commercial purposes and unwarranted modification of data and information within the content of the Website is not permitted.

·         All materials on this Website, including but not limited to images, sound, audio, music, video, graphics, software, text, icons, underlying source code, software scripts and such like (the “Content”), are protected by relevant Intellectual Property Rights laws. There are a number of proprietary logos, copyrights, know-how, patents, trade secrets, designs, layout, models, goodwill, service marks and trademarks on this Website whether owned/used by Company or otherwise. By displaying them on this Website, Company is not granting you any license to utilize those proprietary logos, service marks, or trademarks. Any unauthorized use or attempt to use the Content may violate copyright laws, trademark laws, the laws of privacy, and civil and criminal statutes.

ONLINE PAYMENT

·         User understands and acknowledges:

·         That Company, undertakes utmost care to provide secure payment system, however, it is susceptible to hacking, virus attacks, malfunction.

·         That the User shall provide accurate payment details to the secure payment system for making purchase on the Website.

·         The information provided by User will not be utilized or shared with any third party unless required in relation to fraud verifications or by law, regulation or court order.

·         The Company expressly disclaims all liabilities that may arise as a consequence of any unauthorized use of User’s credit/ debit card.

·         That the User undertakes all payments subject to own risk and volition.

·         Company shall not be liable for any loss or damage occurred to User arising directly or indirectly out of the decline of authorization for any transaction malfunction, errors and/or unscrupulous activities.

ADVERTISEMENTS

·         The Website will also post, display, publish or provide links of advertisements of advertisers on the Website at various places on Website. The places of such Advertisements shall not be fixed. These advertisers might set cookies on Website which shall use your data, information for various other links. If you would like to know more information about this practice and to know your choices about not having this information used by any company, please refer to the relevant policy of such advertiser for more information.

·         We do not endorse or recommend or market or warranty the advertisements or advertisers or quality, suitability, merchantability, fitness, commitment, reasonability of the Product and/or services offered by such advertisers. We are not responsible for any of these advertisers as these will by third party advertisers. If you intend to deal with the advertisers, you shall directly deal with them at your entire risk and volition.

REPRESENTATION AND WARRANTY

·         User represent and warrant that:

o    You are eligible to use this Website and its Services under Indian Law.

o    You represent that you are of sufficient legal age to use this Site and to create binding legal obligations for any liability you may incur as a result of the use of this Site. You agree that you are financially responsible for all uses of this Site by you and those using your login information, including any data aggregation service providers that you have authorized to access your data..

o    Your feedback does not contain confidential or proprietary information of You or of third parties;

o    Company is not under any obligation of confidentiality, express or implied, with respect to the feedback;

o    Company may have something similar to the feedback already under consideration or in development;

o    You are not entitled to any compensation or reimbursement of any kind from Company for the feedback under any circumstances.

·         You agree and acknowledge that

o    Company makes no representations about the accuracy or suitability of the information provided on its Website. Company excludes all warranties whether express, implied, statutory or otherwise, relating in any way to this Website or use of this Website.

o    The User bears all liabilities of whatsoever nature in respect of any loss or damage (including special, indirect or consequential loss or damage such as loss of revenue, unavailability of systems or loss of data) however caused by, arising from or in connection with any use of this Website or the information on or accessed through it.

o    Company does not warrant that the Website may serve your purpose and is fit for your Use. The advice or information provided on the Website will depend on the information that you shared on the Website. User understands and acknowledges that we do not warrant that advice or information given by Website is complete, correct, exhaustive and appropriate. We also need to make you aware that although we provide appropriate firewalls and protections, but our systems are not hack proof. While we try to offer reliable data, we cannot promise that it will always be accurate and up-to-date.

LINK TO THIRD PARTY

·         We may provide links of other websites on the Website, without any warranty, merchantability, endorsement, suitability, any assurance of quality, authenticity, and appropriateness to view such websites and responsibility, liability, obligations on part of the Website.

·         We merely display the content provided to us and we are not originator or publisher of content supplied by any party and Users. Accordingly, Company has no or limited editorial control over such content. Any images, opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including Third Party Content Providers, or any other Users are those of the respective author(s) or distributors and not of the Company.

GUIDANCE MATERIAL

·         The Website is not responsible for the quality, authenticity, correctness, accuracy or suitability of any Guidance Material. The User shall take prior advice and complete precaution of checking validity, correctness of such Guidance Material. The Website shall not be liable to the User or any third party for taking any decision on the basis of such information.

PRIVACY

·         User acknowledges that all discussion for ratings, comments, bulletin board service, chat rooms and/or other message or communication facilities (collectively “Communities”) are public and not private communications, and that, therefore, others may read the User’s communications without the User’s knowledge. Company does not control or endorse the content, messages or information found in any Communities, and, therefore, Company specifically disclaims any liability concerning the Communities and any actions resulting from the User’s participation in any Communities, including any objectionable content. Generally, any communication which the User posts on the Website (whether in chat rooms, discussion groups, message boards or otherwise) is considered to be non-confidential. If particular web pages permit the submission of communications that will be treated by Company as confidential, that fact will be stated on those pages. By posting comments, messages or other information on the Website, User grants Company the right to use such comments, messages or information for promotions, advertising, market research or any other lawful purpose. For more information see Company’s Privacy Policy. You further consent that the terms and contents of such Privacy Policy are acceptable to you and YOU shall abide by them.

AGREEMENT

·         These Terms of Use contain the sole legal understanding and agreement between you and Company and supersedes any and all prior understandings. These Terms of Use cannot be changed or terminated orally. If any provision of these Terms of Use is held to be illegal, invalid or unenforceable, this will not affect any other provisions and the Terms of Use will be deemed amended to the extent necessary to make it legal, valid and enforceable.

·         We reserve right to terminate the Terms, without prejudice to any other right or remedy we may have in respect of any breach or any rights, obligations or liabilities accrued prior to termination.

·         Any provision which must survive in order to allow us to enforce its meaning shall survive the termination of these Terms of Use; however, no action arising out of these Terms of Use or your use of the Website, regardless of form or the basis of the claim, may be brought by you more than 6(six) months after the cause of action has arisen (or if multiple causes, from the date the first such cause arose). In case you wish to terminate these Terms of Use, you may discontinue with your registration with Us.

NOTICE

·         All notices of Company will be served by email or by general notification on the Website. Any notice provided to Company pursuant to the Terms should be sent to support services, email id of the Company or Registered office address of the Company.

CHANGE

·      We have and continue to have the right to modify, change, substitute, remove, suspend or update this Terms or any information in it at any time by sufficiently highlighting on the Website about such change. Such changes shall be effective immediately upon posting to the Website. We assume no responsibility for functionality which is dependent on your browser or other third party software to operate. For the avoidance of doubt, we may also withdraw any information or Voucher from the Website or Services at any time.

·         Any feedback, information you provide shall be deemed to be non-confidential. Company shall be free to use such information freely.

·         All the capitalized terms in this Terms of Use, while referred to in non-capitalized forms shall refer to the capitalized term only.